HomeMy WebLinkAboutZMA202100005 Plat 2021-04-19 (2)6 8 DEED OF TRUST 6�30 r'
T1FdIS DEED OF TRUST is made $his. 14th day Of . November.. ,
19... . among the Grantor,.. DONALD WILLIAM, HOY, and ,DEBORAH VIA, HO.. hugbar>4i , ...
. fin... Afe... ............................. (herein Vi"lR.��T..
of /llarle CPunxh .. , .., Virginia, and..4A!✓.10. Hf . ...
. MMyFen ........... , o(, , , All7eegarlg. Country.. ., Virginia, trustees (anyone of whom may set
and who are referred to herein as "Trustee"). and the Beneficiary.. R08N0iXh3..GENERAL. ELECTRIC .......
..ElIELOXEES'.. YXPzllAI..CRZQ1T' .UNION ....., a corporation organized and existing under the laws of
...... ............................. whose address is...i64.Q . Rraamake..SQUIOVArd.,....
..Salem... YJ.rg3,oiA# . 2415.3 ......................... (herein "Lender").
BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably `rants
and conveys to Trustee, in trust, with power of sak, the following described property located in the ............. .
....... CQuttty. at. Alboiaxle................................. State of Virginia:
All that certain lot or parcel of land with improvements thereon and
appurtenances thereunto belonging, lying in Albemarle County, Virginia,
on the south side of Avon Street Extended, containing 2.3766acres, more
or less, as shown and described on plat of physical survey thereof
made by B. Aubrey Huffman i Associates dated November 11, 1983,
entitled "Physical Survey of 1805 Avon Street Extended" attached hereto
and made a part hereof, and being the same real property in all
respects in which the two -fifths (2/5) undivided interest of Katherine
Gale Chapman and Richard T. Chapman, her husband, was conveyed to the
Grantors by deed dated April 19, 1982, recorded in the Clerk's office
of the Circuit Court of Albemarle County, Virginia, in Deed Book 7 37,
page 101, the two -fifths (2/5) undivided interest of Daniel Davis Via
and Nancy Via, his wife, was conveyed to the Grantors by deed dated
November 11, 1983, recorded in said Clerk's Office two instruments
prior hereto, and the one -fifth (1/5) undivided interest of Willie Lee
Morris, Jr. and Geloris Morris, his wife, was conveyed to the Grantors
by deed dated November ll, 1983, recorded in said Clerk's Office
immediately prior hereto;
TOGETHER with a double -wide mobile home, Serial No. CHCC-NC-5228-124-
33-ND4828A&B.
which bate addreuof ..1805Avon Street ExtendedCharloVesv�jll. , , , .
, ,.....,.,
tsn..o talon
... ViryAnia ...22901.... (herein $ Property Address");
. . tsw. ow ZIP cAc t.
TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
appurtenanoa. rents (subject however to the rights and authorities given herein to Lender to collect and apply such
rents), royalties, mineral. oil and gas rights and profits. water, water rights, and water stock, and all fixtures now or
hereafter attached to the property, all of which, including replacements and additions thereto, shall be deemed to be
and remain a put at the property covered by this Deed of Trust; and all of the foregoing, together with said property
(or the leasehold estate if this Dad of Trust is on a leasehold) are herein referred to as the "Property";
and Credit I each
14 S 19t 83to Leudet (a) the repayment of the indebtedness evidenocd by Borrower's motekated..NO�e r
. ... t . ............ (herein •'Note"), in the principal sum of..T'SX$TX .1:10T .'�l'RQUSAUD... .
„�rncl Nkij1�0----------------------------)onus, with interest thereon, providing for monthly
.................................
insWwm is of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on
. November18,.2003.................................... ...: the payment of all other sums, with
interest theraw, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of
the covenants and agreements of Borrower herein contained; and (b) the repayment of any future advances, with
inurest s_' made to Borrower by lender pursuant 21 bend (herein "Fututevatnboes;intereson mid a
�srtenr�r n r� and has the right to grant
and coavey the Property, that the Property is unencumbered, and that Borrower will warrant and defend generally
the dtk to the Property against all claims and demands, subject to any declarations, easem ots or restrictions listed
in a ache& of exceptions to coverage in any tide insurance policy insuring Lender's interest in the Property.
MC-DI-11 (REV 8-77)
t1NIFOaM COWHANTS. Borrower and Lender covenant and agree as follows:
1. PaypWO old Ill inelpal did Interest. Borrtwer shall promptly pay when due the principal of and interest on the
indehtedreem evidenced by the Note, prepayment and late charges as provided in the Note, and the principal of and interest
on any Fulues s re Advancecured by this Deed of 7rnq
i. !'wi for Tne; and Idsareace. Subject to applicable law or so a wiittam waiver by Lender, Borrower shall y
to Lender on the day monthly imiallneents of principal and interest are payable under the Note. ta►ti1 the Note is paid rn ull.
a since (hereon "Furls") equal to one�twelfth of the yearly taxes and as W"Ots which may attain priority over this
Deed of Teem. and ground rents on the Property, of any. Alin one -twelfth of yearly premium installments for hazard inwreence,
plus one-twellth of yearly pnemiurm installments for mortgage insurance. if any. all as reasonably estimated itAially and from
lime to time by Lender on the basis of assessments and bills and reasonable estimates thereof.
The Funds shall be held in an institution the deismits or accounts of which arc Insured or guaranteed by a Federal cer
stale agency (including Lender if Lender is such an inurtution)• Lender shall apply the Funds to pa said taus, assessments.
insurance premiums and ground rents. Lender may not charge for so holding and applying the F� analyzing ad account
or verifying and compiling said assessments and Nth, links% Lender pays Borrower nnterem on the Funds and applicable law
permits Lender to make such a charge. Borrower and Lender may agra in writing at the time of execution of this
Deed of Trust that interest on the Ft&& %lull be paid to Borrower, and unless such agreement is made or applicable law
requires such interest to be paid. Lender shall not be required to pay Borrower any interest or eamm4s on the Funds. Lender
shall give to Borrower. without charge, an annual accournting of the Funds showing credits and debm to the Funds and the
putpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums Wcue
�1 this Deed of Trust.
If the amount of the Funds held by Lender. together with the future monthly installments of Fund% payable prior to
the due data of taxes, assessments, insurance premiums and ground rents. shall exceed the amount required to pay said maxim
assessments, insurance prerniunns and grrmnd rent% as they fall due, such excess shall be. at Borrowers a o n, either
promptly repaid to Borrower or credited to Borrower on mmwhly installments of Funds. If the amount the Ftad%
held by Lender shall not be sufficient to pay taxes, assessmenm insurance premiums and ground rents as they fall due.
Borrower shall pay to Lender any amount necessary to snake up the deficiency within 30 days from the date notice is mailed
by gender to Borrower requesting payment the.
Upon payment in full of all suen secured by this Deed of Tritest. lender shall promptly refund to Borrower any Funds
held by Lender. If under paragraph 19 hereof the Property is sold or the Property is otherwise acquired by Lender. Lender
shall apply, no later than immediately prior to the sale of the Property or its acquisition by Lender, anry Funds held by
Lender at the time of application as a credit against the sums secured by this Deed of Tent.
& Applir led of Peymewls. Unless applicable law provide% otherwise, all payments received by Lender under the
Note and paragraphs
I and 2 hereof shall he applied by Lender first in payment of amounts payable to Lender by Borrower
under paragraph 2 herd, then to interest payable on the Note. then to the principal of the Note, and then to intcrtst and
prince I on any Future Advances.
Charges; Liens Borrower shall pay all lase% assessments and other charges. fines and impositions atiribtitabk to
the Property which may attain a priority over this Deed of Trust, and leasehold payments or ground rents, if any. in the
manner provided under paragraph 2 hereof or. it not paid in such manner, by Borrower making payment. when due, directly
to cite payee thereof. Borrower shall promptly furnish to Lender all notices of ammmts dux under this paragraph, and in the
event Borrower shall make payment directly. Borrower shall promptly furnish to Lender receipts evidencing such payments.
Borrower shall promptly discharge any lien which has priority over this Deed of Trust; provided, that Borrower shall not be
required to discharge any such leen so Imig as Borrower shall agree in writing to the payment of the obligation secured by
such lien in a manner acceptable to Louder, or shall in good faith contest such lien by, or defend enforcement of such lien in.
legal proceedings which operate to prevent the enforcement of tie lien or forfeiture of the Property or any pan thereof.
S. Hazard lawraw. Borrower shall keep the improvements now existing or hereafter erected on the Property insured
against loss by fire, hazards included within the term "extended coverage". and such other hazards as Lender may require
and in such amounts and for such periods as Lender may require: provided, that Lender shall not require that the amount of
such coverage exceed that amount of coverage required to pay the surns secured by this Deed of Trust.
The insurance carrier providing the insurance shall be chosen by Borrower subject to approval by Lender. provided.
that such approval shall not be unreasonably withheld. All premiums on insurance policies shall he paid ill the manner
provided tinder paragraph 2 hereof or, if not paid in such manner. by Borrower making payment, when der, directly to tlse
insurarnce exrric
All insurance policies and renewals thereof shall be in form acceptable to Lender and shall include a standard mortgage
clause in favor of and in form acceptable to Lander. Lender shall have the right to hold the policies and renewals thereof.
and Borrower shall promptly furnish to lender all renewal notices and all receipts of paid premiums. In the event of loss.
Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly
by Borrower.
Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or repair of
the Property damaged, provided such restoration or repair is economically feasible and the security of this Deed of -'rust is
not thereby impaired. If such restoration or repair is not economically feasible or if the security of this Deed of Trust would
be impaired, the insurance proceeds shall be applied to the sums secured by this Dad of Trust, with the excess, if any, paid
to Burrower. If the Property is abandoned by Borrower. or if Borrower fails to respond to Lender within 30 days from the
due notice is mailed by Lender to Burrower that the insurance carrier offers to settle a claim for insurance benefits. Lender
is authorized to collect and apply the insurance praecds at Lenders option either to restoration or repair of the Property
or to the sums :cured by this Deed of Trust.
Unless Lender and Borrower otherwise agree in writing, any such application of proceeds to principal small not extend
orpostpone the due date of the monthly installments referred to in paragraphs 1 and 2 hereof or change tlse amount of
such installments. If under paragraph IN hereof the Property is acquired by Lender, all right, tick and intensst of Borrower
in and to any insurance policies and in and to the proceeds thereof resulting from damage to the Property prior to the sale
or acquisition shall pus to Lender to the extent of the sums secured by this Deed of Trust immediately prior to such seek or
acquisition.
ti. Presinvatieo era/ bbledeaaace of Property; LeasdwW Cesdoweieshms; Planned Usk DeveloNeals. Borrower
shall keep the Property in good repair and shall not commit waste or permit impairment or deterioration of the Property
and shall comply with the provisions of any km if this Deed of Trust is on a kasebold. If this Dad of Trust is on a unit in a
condominium or a planned unit development. Borrower shall perform all of Borrower's obligations under the declaration
or covenants creating or governing the condominium or planned unit development, the by-laws and regulations of the
cortdominitein or planted unit development, and constituent documents. If a condominium or planned unit development
rider is executed by Borrower and recorded together with this Deed of Trust, the covenants and agreements of such rider
shall be irconpoiated iuto and shall amend and supplement the covenants and agreements of this Deed of Trust as if the rider
were a part hereof.
7. Pntecdon of Lea/es's Security. If Borrower (sib to perform the covenants and agreements contained in this
Deed of Trost, or if any action at pttooeeditmg is connreneiidxd which materially affects L coder'% interest in the Prapen y,
d including, but not limited to, eminent omah% insolvency, code enforcement, us, atrangen Ovals or proceedings involving a
bankrupt or dacedeat, then Lander at Lender's option. upon notice to Borrower. may make such disburse such
sums and take such action as is necessary to Lwosect Ladder's interest. including, but not limited to, disburserrxnt of
masoiable attorney's fete and carry upon the Property to make repairs. If Leader np%Wmd mortpge insurance as a
condition of making the loan secured by this Deed of Trust, Borrower shall pay the premiums rred lo maintain such
insurance in effect until such time as the ralttirement for such insurance terreueates is sdxordaequiOct with Bdxnowees and
Le ma's written provided uag�tentraogrraapplicable aw. Borrower shag pay the amount d all nwrtpp insurance pmmiums in the
Any s disbursed byy Lender pursuant to this pot leb 7, with isteres tbesew. shall become additional
indebtednen of Borrower secured by this Deed of Trust. Urdea Borrower and I ender agree to other let.. of payment, such
amounts shall be payable upon notice from Lander to Borrower requesting payment deleted, and shag bear interest from the
due cef dIsbtsrsarteat at the rate payable from tide to time on outstanding principal under the Now unless payment of interest
at such rate would be codtrary to applrable law, in which event such amoudgs shall bear inle►est at lho hold rate
perntiesible under applicable law. Nothing contained in this paragraph 7 shall «quire Iatider to itsatr any expeese or tote
any aetiuwa baesrttdaml,
I!. Fallen, Leader may make or cause to be made reasonable entries upon and impectiois of the Property.
that Lander shall give Bolrewer notice prior to any such inspection specifying reasonable am tberelor rotated to Lendees
interest in the Property.
f. Ceudemam-1, The proceeds of any award w clrtA In dfsd� ` r'd�sd� ,x consequential, in connection with any
condemnation or other taking of the Pnopetty, or part thereof, or for conveyance in lieu of condemnation, are hereby assigned
and shall be paid to Lender.
In the event of a total takin` of the Ptopeny, the proceeds shall be applied to the sums secured by this Deed of Trust.
with the excess, if any, paid to Borrower. In the event of a papal taking of the Property, unless Borrower and 1 ender
otherwise agree in writing, there shall he applied to the sums secured by this feed of Trust such prolimienn of the proceeds
as is equal to that proportion which the amount of the sums secured by this feed of Trust immediately prior to the date of
taking bears to the fair market value of the Property immediately prior to the date of taking, with the balance of the proceeds
paid to Borrower.
If the Property is shsndoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make
an award or settle a claim for damages, Borrower faik to respond to Lender within 30 days after the date such notice is
mailed, Lender is aulhorired to collect and apply the proceeds at Lender's option, either to restoration or repair of the
Pro" or to the suns secured by this Deed of Trust.
Unless Lender and Borrower otherwise agree in writing. any such application of proceeds to principal shall not extend
or poft
the due date of the monthly installments referred to in paragraphs 1 and 2 hereof or change the amount of
such installnreots.
10. Do toner Not Malcom Extension of the time for payment or modification of amortization of the sums secured
by this Deed of Trust panted by Lender to any successor to interest of Borrower shall not operate to release, in any manner,
the liability of the original Borrower and Borrower's successors in interest. Lender shall not be required to commence
proceedings against such successor or refuse to extend time for payment or otherwise modify amortization of the sums
secured by this Deed of Trust by reason of any demand made by the original Borrower and Borrowers succcswn in interest.
11. Forbearance by Leader Not a Wever. Any forbearance by Lender in exercising any right Of remedy hereunder, or
otherwise afforded by applicable law, shall not be a waiver of or preclude the exercise of any such riplt or remedy.
The procurement of insurance or the payment of taxes or other liens or charges by Lender shall not be a warner of Lenders
right b accelerate the maturity of the indebtedness secured by this Deed of Trent.
IL Remedies Cumslstire. All remedies provided in this Deed of Trust are distinct and ctunwlative to my other, right
or remedy, �runder this Deed of Trust or afforded by law oe equity, and nay be exercised connnrently, independently or
dSmtexeasors anti Amigo Neved; Ieist and Seweal Uabrity; Captious. The covenants and ageaaents herein
contained shall bind, and the rights hereunder shall inure to, the respective successor and assigns of Lender and Borrower.
subject to the provisions of paragraph 17 hereof. All covenants and agreements of Borrower shall be joint and several.
The captions and headings of the paragraphs of this Deed of Trust are for convenience only and are not to be used to
interpret or define the provisions betel.
14. Notice. Except for any notice required under applicable law to be given in another manner, (a) any notice to
Borrower provided for m this Dead of Trust shall be given by mailing such notice by certified mail addressed to Borrower at
the Property Address or at such other address as Borrower may designate by police to Lender as provided herein. and
(b) any notice to Leader shall be given y certified mail, return rectiipt requested, to Lender's address stated herein or to
such :doer
address as Lender may designate y notice to Borrower as provided herein. Any, notice provided for in this
Deedof Trust shall be deemed to have bean even to Borrows or Lender when gives in the manner designated herein.
S. Uman Deed d Teush Cwt+a t law; SereraMWy. This totm of deed of trust combines uniform covenants for
national asc and non uniforms covenants sot limited variations by jurisdiction to constitute a uniform security instrument
covering real property. This Deed :t Trust shall be g:verrsed by the law of the 'unsdiction in which the Property is located.
In the event that any provision or clause of this Deed of Trust or the Note conids with applicable law, such conflict shall
not affect other provisions of this Deed of Trust or the Note which can be gi'sties effect without the conflicting provision.
and to this end the provisions of the Deed of Trust and the Note are declared to be sevnabk.
16. Nortowet"s Copy. Bottrwer slsall be furnished a conformed copy of the Note and of this Dad of Trust at the time
of execution or aftr recordation hereof.
17. Tranda of door Property; Assuarp8on. If all or any part of the Property or an interest therein is sold or transferred
by Borrower without Lenders prior written consent, excluding (a) the creation of a lien or encumbrance subordinate to
this Deed of Trust, (b) the creation of a purchase money security interest for household apiolanoes. (c) a transfer by devise.
descent or by operation of law upon the death of a joint tenant or (d) the grant of any leasehold interest of three year or less
not corslaimn` an option to ppuurrrchare, Lender may, at Lender s option, declare all the sums secured by this feed of Trust to be
immediately due and poyalnle. Lender shall have waived such option to accelerate i(, prior to the oak or transfer, Lender
and
the person to whom the Property is to be sold or trarss[erred reach agreement in writing that the credit of such person
is satisfactory to Lender and that the interest payable on the sums secured by this Deed of True shall be at such rate as
Lender shall rogdrest It L ensder has waived the option to accelerate provided in thus paragraph 17. and it Borrower's successor
in interest has executed a written aswmptiom agreement accepted in writing by Lender, Lender shall release Borrower from
all oblip�ions under this 1)oed of Trent and the Note.
It Lender exercise; such option to accelerate, Lender shall mail Borrower notice of acceleration in accordance with
paragraph 14 hereof. Such notice s""tall proviok a period of not less than 30 days from the date the notice is mailed within
which Borrower may pay the sums declared due. It Borrower fails to pay such sums prior to the expiration of such period.
Lender may, without further notice or demand on Borrower, invoke any remedies permitted by paragraph 18 hereof.
Non-UntFolat CovENANn. Borrower and Lender further covenant and agree as follows:
18. Aceekra ion Remedfs. Except a provided In paragraph 17 beeeof, upon Borrower's btterb of gay covenant or
agreement of Borrower In tots Deed of Treat, including the coveaaNs to gpomyy when dee gay sans secured by tisk Deed of
Trust. Leader prior te aceekratfoa shall mall notice to Borrower as prevMd IN paragrapb led baeaf speeUying- (1) the
brine - (2) the action required to cure such bresele: (3) a date, not Its tone 30 days from toe date ere matke is walled to
Borrowere by which such breach oust be cared; and (4) that failure to are such I A on or oefere toe daft speeilled In the
modest rimy ratdl le mceekradon of the sums secured by rho Deed of Trust mad a* of the Property. Toe malice sitar fudotr
Worse torrower of the right to rA N- -0 after accekrafiom and ere right to Ming a court action so insert lot non4xbkwce
of a ddm* or my oaer defense of Borrower to ttccekratioat and sale. If the Mescle is ON carrel m or before the dock
speeded In Are motice, Lender at Lemdrr's option may il, rb a mill of the sums secure by this Deed of Trust to be Immediately
dot and I 1 11e without farther demand and my invoke the pipe of sale and my other a dies prdttrd by sdpprealde
law. Lender sW k nwtWcd a cored mho rraooaaMe casts and expenses incurted in pursuing dbe remedies provided in
title
psnrgs/h�tacMsisg, but no rd ba. mil, reasonable atbrmey's te
N L knvelt" toe psvnr of ask, Lender or Trustee soar give to Borrower a copy of a aatke sf ale b /he waamer
prescribed by opplic—d - b or. Troke shall give pobik notice et seek y adverdsimg. b accerdaace wilb appreaYe blue own
s tsar wteos b a wspeper psrblirbb th ed or having gem it F I Il e county or city ly wbkh care
Property or enter thereof is atN. and b such additional or di/erent form of advalloemat an 14 Tradee may
deem addaft, M my. Trdee may al the Preprly on dw tweuly4ecood day afkr the Est adveraewew or my day
lbeteefla. Trustee. wMbeud demand en Narrower, shall al the Property of public muedam in the higMst bidder at dhe date
gad piece and sod" the kiwi des Isd In the matke of ale In oar or mere cgs and he writ miles as Tow me may
deterwtme. Teske de of err or my pared of toe Property y pmire snwomweeweM at at Arne and pace of
awy prevbndy � by aiveA6fag b naerLwce wig aII-P II, law. Lender or Lenders desIS may
pwchaa the �reprel' at my Sale.
Time* am deliver a as puscoaser TrwWs deed comeyhtg toe Pseperty so saw '-- specie! warranty of title. The
loco a Truder's deed obi be prime force evidence of ere trace of the sbknresb made aer 0 Tnslee soiappi� ere
pprrueccsseeiis of the ale a ere feNewhtg order. W lei reamusaM cow and expires of the ale, h wdkg, but sat tolled a,
'trmske's fens of ...5.. - % of ere peat safe plei. rermaI I a tereaft rem and comb of dik evhteme; (b) in the d[s Ww
of as texas, led" and aoemmuab Mere Ptepatye If awe r povHed by apprcale kwo (e) to d some; mewed by fhk
Dud of Trrq and (4) the exeam, M my. is An pears w pervimw legally o NM dwea, I PI N C. hf my, hsNeta of Mew
tateaMr to lilt Del of Taint In order of grin prMrM , prsvlded that Twtlee his acted notice of nth Mir. TaMae dud
net M legdted la Me Pomades of ere Properly in the ale dweef a to deliver pomembe of ere hope ly a the
punhaser a1 nth sale.
It. B/reowero Right a Module. Notwithstanding Lendee's acceleration of the was secured by this Deed of Trust.
Borrower Ad have the right a have any prooeedirtas begun by Lender to enforce this Deed of Trust discontinued at any time
praor a the dottier to caw of (i) the fftb day before sale of the Property punuaM to the power of sak cootained in this
Dood of That or Oil entry of a 'ud-nrem enforcing this Deed of Trust it: (a) Borrower pays Lersdei d sums which would be
then due under this need of rust. the Note gad notes securing Future Advances, it any. had no acakration occurred.
(b) Borrowa curs all breaches of any other covenants or agreenreats of Borrower ooMained in this Deed of Trust; (c)
Borrower pays all reasonable expenses incurred by Lender and Trustee in enforcing the covenants and agreements of Borrower
contained in this Deed of Trust and in enforcing Lender's and Trustee % remedies m provided in paragraph it hereof.
including. but no limited to, reasonable attorneys fees; and td► &+rro%er takes such action as I coder may reasonably require
to assure that the ben of this Deed of Trust. Lender's interest on the Property and &+rrower's obligation to pay, the sums
secured by this Deed of Trust shall ctmtmue unimpaired. Upon such payment and cure by Be+mower, ibis Deed of Tent and
the obligations secured hereby shall remain in full force and effect as of no acceleration had occurred.
20. Atalgnm a sl of Rests; AppWo mm of Recelstr. I ender In ►essesale+n. As additional security hereunder. Borrows►
hereby assigns to Lender the rents of the Property. provided that Borrower shall, prior to acceleration unoer paragraph 18
hereof or abandonment of the Property. have the right to collect and retain such rents as they become due and payabk.
Upon acceleration under paragraph IN hereof or abandonment of the Property. Lender. in person. by agent or by
judicially appointed receiver, shall he entitled to enter upon. take possession of and manage the Property and to collect the
rents of the Property. including those past due. All rents collected by Lender or the receiver shall be applied first to payment
of the costs of management of the Property and collection of rents. including, but" limited to, recavers tees. premiums on
recerver's bonds and reasonable attorneys Ices, and then to the sums secured by this Deed of Trust. Lender and the receiver
shall be babe to account only for those rents actually received.
21. fslan Advowas. Upon request of &+mower. Lender, at I ender % option prior to release of thn Deed of Trust.
may snake Future Advances to Borrower. Stich Future Advances. with interest thereon. shall be secured by this Deed of
Trust when evidenced by promissory woes stating that said notes are secured hereb m At no time shall the principal aount
of the indebtedness secured by this Deed of Trust. not including sums advanced in dance betssnth to protect the
sauntyy of this Deed of Trust. exceed the original amrnrrnt of the Note plus US S... ........................
22. R'eleoe. Upon payment of all sums secured by this Deed of trust. Lender shall request Trustee to release this
D wd of Trust and shall surrender all rxwt% evidencing indebtedness sectored by this Deed of Trust to Trusts. Trustee
shall release this Deed of Trust without charge to Borrower. Borrower shall pay all costs of recordatim if any.
23. Sell Of It Trudee. Lender may from time to time in Lender's discretion remove Trustee and appoint a successor
trustee to any Trustee appointed hereunder. Without conveyance of the Property. the successor trustee shall succeed to all
the title. power and dutses conferred upon the Trustee herein and by applicable law.
24. ItImM, — of Nekk. The Note is identified by a certificate on the Note executed by any Notary Public vrho
certifies an acknowledgement hereto.
IN WITNESS WHEREOF. Borrower has executed and scaled this Ikvd of Trust.
... jkOVIAt d! ..�rt% ................. (SCSI)
Donald William Hoy -eenvaw
be6ora�i`-Via-fioy lC99` .. _; >
ealDIr
STATE OF VIRGINIA...... gitY, ,9f ...... 011Rlll'SS:
The fongang instrument was acknowicslged before rite this..kt( 4(4 ..day of November, 1983,
ttah)
by Donald William Hoy and Deborah Via Hoy, husband_ and. wife
.. . ......... . .
to.rsa++ a-A
My Commission expires: 10......................
(aoece aeraw INS U0 Ressnat FM Lauder ant Raeorto1
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1IRGINIA: IN TNZ CLZU$a OFFICZ OF TM Cn == MW a
This deed was press Oda end •it Oertift
rdmitZed to record an w.
STATS TAT 1. U CJ
LOCAL TAT
i►IA am Fa
CLZRR' d FZ>< . O
PLAT
GRANTOR'S
TOTAL
1'1 i 1
1 .4 . .
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